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Which Hearing Aid Financing Option is Best?

Written by: china hearing aids supplier Published:2025-06-01 18:33:27 Helped: people
This article discusses the high cost of hearing aids in America and highlights that while insurance does not cover them, some providers offer payment plans to make them more affordable. It compares various hearing aid providers such as Starkey Hearing Technologies, Beltone, Phonak, Costco, Readywear Express, Century, HearingDirect.com, and Audicus, explaining whether they offer payment plans and how these plans work. For example, Starkey requires customers to use a specific credit card, while Beltone offers flexible payment terms over several months. Audicus provides options like six, 12, or 18-month plans through Affirm with instant approval. The article helps readers understand the different financing options available from various providers.


Hearing aids can improve your life immensely, but this improvement does not come cheap. Hearing aids can cost from several hundred to several thousand dollars per device. Unfortunately, hearing aids in America are not covered by insurance, but luckily there are some options to make affording hearing aids a little easier. Some hearing aid providers, like, Audicus, offer hearing aid payment plans. We took a look at other hearing aid providers to see if they offer plans and if so, how they stack up against our own.

Hearing aid payment plans: Who has them and how do they work?

Starkey Hearing Technologies


  • Hearing aid payment plan? Yes
  • How does it work? Customers must be a Wells Fargo Health Advantage credit card holder. Credit card holders can take advantage of payment plans and use the credit card to cover all hearing-related expenses.

Beltone


  • Hearing aid payment plan? Yes
  • How does it work? Beltone offers monthly payment plans from six, 12, 48, and 60 months. Beltone accepts cash, check, and credit card payments.

Phonak


  • Hearing aid payment plan? No

Costco


  • Hearing aid payment plan? No

Readywear Express


  • Hearing aid payment plan? Yes
  • How does it work? The plan consists of four installments. The first payment is half the total amount of the hearing aids plus shipping, which must be paid up front. The remaining balance is split into 3 equal monthly installments. There is also a $15 processing fee charged when you choose the payment plan.

Century


  • Hearing aid payment plan? Yes
  • How does it work? Customers can choose from six, 12, 24, or 36-month plans and there are no prepayment penalties.

HearingDirect.com


  • Hearing aid payment plan? No

Audicus


  • Hearing aid payment plan? Yes
  • How does it work? Customers can choose six, 12, or 18-month payment options with Affirm and instant payment approval.

By: Elena McPhillips


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